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TikTokperlesmedia_
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Save this before you ever talk to a lender 🏠 How to afford a house, in 5 numbers. Somebody in my comments said Gen Z will never own a home, so here's what lenders actually look at. 1. Credit score: many conventional loans want around 620, FHA can go down to 580. 2. Debt-to-income: lots of lenders like it at 36% or less. 3. The 28% rule: lenders like the house payment under 28% of gross income. $5,000 a month means about $1,400. 4. Down payment: FHA can be 3.5%, about $12,250 on a $350,000 house
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TikTokprofessoroverdraft
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ISM PMI News Impact on Gold (XAU/USD) — What to Expect
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TikToktradewithsider
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Your lender might be quietly charging you an extra $200 every month… and a new executive order just went after it. 🛑📉 Here are the 4 changes: 1. Automatic PMI drops (no appraisal fee) 2. Closing cost title waivers ($1K–$2.5K saved) 3. VA & USDA rate & fee cuts 4. Faster modular starter home builds Check your statement—are you still paying mortgage insurance? 👀 #mortgage #mortgagetips #homeowner #firsttimehomebuyer #housingmarket
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