Get quick information about 401 (k) plans, how an employer match works, and more. What's a 403 (b)? Learn how a 403 (b) differs from a 401 (k) and get other retirement plan facts. In …

Sep 3, 2025 · There are two major types of 401 (k): traditional and Roth. With a traditional 401 (k), employee contributions are pretax, meaning they reduce taxable income, but withdrawals in …

Learn about Internal Revenue Code 401 (k) retirement plans and the tax rules that apply to them.

In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue …

Feb 25, 2025 · What is a 401 (k) and How Does It Work? Learn how 401 (k) retirement plans work and get answers to questions on contribution limits, distributions, and more. If you're like most …

Nov 13, 2025 · As an employer-sponsored retirement savings plan, the 401 (k) is commonly offered as part of a job benefits package. With this retirement account, you choose to put …

401K Calculator The 401 (k) Calculator can estimate a 401 (k) balance at retirement as well as distributions in retirement based on income, contribution percentage, age, salary increase, and …

Traditional 401 (k) plans use pre-tax dollars, while Roth 401 (k) plans use after-tax dollars. Eligibility typically requires being at least 21 years old, working full-time and having a year of …

A 401(k) plan is an investment option employers can offer workers to help them save for retirement. Learn more about how American Funds can help you.

A 401 (k) plan is a tax-advantaged retirement account employers offer to help their employees save for retirement. Many, or all, of the products featured on this page are from our advertising...