Financial challenges can damage your credit if they cause you to pay bills late or miss payments altogether. This is because your payment history accounts for 35% of your credit score. Fortunately, ...

FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...

Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give ...

If you just hit an 850 credit score, you might feel like popping some bottles -- and you should. A perfect score is a major financial achievement, proof that you're financially responsible and capable ...

Similarly, someone with a fair credit score who moves to a good credit score (670 to 739) could save up to $540 per year on car insurance. Here's what you need to know about car insurance and your ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...